Your Money Mate Plus Membership
Get access to tools, a full investing course, AI guidance, and exclusive weekly content all designed to help you understand your money and build wealth over time.
Money, explained simply
Invest smarter, maximise your ISA, and build long-term wealth with simple guides and powerful tools.
Courses, Memberships & Tools
Budget Planner: Build a Simple Money Plan
Take control of your money with a simple, structured approach. This app helps you understand your income, reduce unnecessary spending, and build an emergency fund so you can stop guessing and start making progress.
ETF Screener
Explore and compare ETFs with our ETF Screener. Analyse fees, fund size, accumulation vs distribution types, and sector exposure before investing.
How to Start Investing in the UK
An easy, level-headed introduction to investing for people starting out in the UK, with the perks of tax-free on capital gains.
Investment Calculator
Use this UK investment calculator to project portfolio growth, monthly contributions, dividend income, and yield on cost over time
Latest
Behind The Portfolio #05 | Moving Pension To Vanguard
Why I'm moving back to Vanguard from PensionBee & A look at the new screener with real data within...
Money Note #06: This Is Why I Built the ETF Screener
Most investors don’t need more ETFs they need a clearer portfolio. This week, I’m sharing why I built the ETF Screener, how overlap can quietly make investing more complicated, and why simple tools can help you understand what you actually own.
Behind The Portfolio #04 | Real Investments, Real Process
A real look inside my investing process (kinda) with live investments, Trading212 walkthroughs, possible new additions, simple technical analysis, and a showcase of the ETF & stock screener tools I’m building.
Behind The Portfolio #03 | The Next Step Investing & Building
I didn’t invest anything this month and that was intentional. While most people focus on constant investing, sometimes the real progress happens behind the scenes. Here’s what I’ve been building, why I paused, and what’s coming next.
Money Note #04 | I Started Investing in an Airport in Turkey…
Most people think investing starts with knowledge. Mine started in an airport, a random conversation… and a seed that had already been planted.
Behind The Portfolio #02 | How I Actually Pick Dividend Growth Stocks
Most people approach dividend investing the wrong way. They chase high yields, ignore growth, and end up with a portfolio that looks good today… but goes nowhere over time. That’s not how I invest.
Money Note #03 | No To Peace Talks
A quick note The FTSE 100 has held up well again. Why? Heavy weighting in oil, banks, and global companies
Behind The Portfolio #01 | Introduction
A behind-the-scenes investing series sharing real portfolio decisions, thought processes, and long-term strategy without the noise.
ETFs
·
How Many ETFs Should You Own?
Most investors think owning more ETFs means better diversification but that’s often wrong. In this guide, we break down how many ETFs you actually need, why ETF overlap is a hidden risk, and how UK investors can build a simple 2–3 ETF portfolio that is truly diversified.
The Only ETFs Most UK Investors Actually Need
If you focus on time, consistency and compounding, you will outperform most people who jump from ETF to ETF chasing performance.
Why I Invest My Money Instead of Saving It (And You Probably Should Too)
Saving feels safe, but inflation quietly shrinks your money. Here’s why I invest instead of saving to build long-term wealth.